Cochran County Schools FCU

Hours of Operation: Monday thru Friday 9 a.m. to 5 p.m.

Closed April 26, 2024 for Training

Not for profit, not for charity, but for service.

We now accept Debit Card Payments by Phone or Online
Visa, MasterCard, and Discover
Please call (806)266–5721 OR (806)266-0163

Click the link Below or the Submit Payment Button Above
More Services

Questions, comments or concerns?

Send us a message.

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About Us

Member owned and operated since 1961. That means fewer fees, better rates, and great service! We are conveniently located and committed to deliver excellence in everything we do.

History

Cochran County School FCU was established in 1961 by the educators of Cochran County to help other educators with their savings and loan needs. As time went on the membership field was expanded to include those who live, work, or worship in Cochran County.

Their idea was to charge just enough interest on loans to pay a decent rate of dividends on their savings accounts. We still use this philosophy today. Our motto is "Not for profit, not for charity, but for service." We strive to give the best service we can.

Membership

Qualified persons may open an account at the Cochran County Schools Federal Credit Union located at 118 SW 1st, Morton, TX 79346. Call us at 806-266-5721.

You are qualified to join, if:

  • You live, work, or worship in Cochran County.
  • You are an employee of Morton ISD, Whiteface CISD, Cochran Memorial Hospital, or Cochran County.

To open a new account, please bring the following:

  • Driver's License
  • Social Security Card
  • Initial Deposit — $50.00 (minimum)
  • New Account Fee (one-time) — $10.00

Board of Directors

Our board of directors is comprised of members just like you and elected on a three-year term.
 

Name Title
C. Steinle Board Member
E. Dupler CEO/Manager
E. Zapata Secretary/Board Member
E. Morin Board Member
A. Lewis Chairman
L. Johnson Board Member
D. Herriage

Vice Chairman/Board Member

O. Deavours Director Emeritus
Cochran County Schools FCU Office Building

Services

Hours of Operation: Monday thru Friday 9 a.m. to 5 p.m.

We offer a wide variety of services to meet all your financial needs.


- News -
We now accept Debit Card Payments by Phone Or Online Just Click the Button Below

Visa, MasterCard, and Discover
Please call (806) 266 – 5721

I hereby authorize Cochran County Schools FCU (CCSFCU) to initiate a charge entry on my debit card in the amount equal to the amount I enter into the online payment option. I acknowledge I am responsible for inputting the correct payment amount and my Credit Union Member Account Number.

By submitting an online payment, I agree that there is a balance sufficient to pay all requested payments, and agree that the Credit Union is not liable for any overdraft or insufficient fund situation or charge (including, but not limited to, finance charges, late fees or similar charges) caused by my failure to maintain funds sufficient to pay the payment amount I indicated.  I understand that that the holder of debit card may charge cash advance fees, and it is my responsibility to be aware of these.

I understand that an online payment will be processed and credited to my account within 2 to 3 business days.

You will be charged a $10.00 ConveneienceFee to process this payment.  If you would like a list of our FEE FREE OPTIONS- Please visit us in person.

Share Savings

  • Initial Deposit: $50.00 (minimum)
  • New Account Fee: $10.00 (one-time)
  • Minimum Balance: $50.00
  • Dividends: 4.156% APY * (updated quarterly)

Share Certificates

  • Initial Deposit: $500.00 (minimum)
  • 6 mo. Dividends: 4.547% APY *
  • 12 mo. Dividends: 4.291% APY *
  • 18 mo. Dividends: 3.884% APY*
  • 24 mo. Dividends: 3.528% APY*

  • Dividends paid bi-annually and updated quarterly.

Loans

  • We offer new & used vehicle loans, motorcycle loans, recreational vehicle loans, personal loans, lawn equipment loans, appliance loans, furniture loans, and more!
  • Contact us for rates!

* APY = annual percentage yield

Vehicles for Sale

 

The following vehicles are available for sale through Cochran County Schools FCU.

car

Buy & Finance through Us

Call 806-266-5721 for more information on the following vehicles.

Year Make Model VIN Mileage History Report
       

 

 
           
Apply for a Loan

Privacy Policy

Questions? Call us at (806) 266-5721.

Facts What does Cochran County Schools Federal Credit Union do with your personal information?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us.

This Information can include:
 
  • Social Security #
  • Credit History
  • Credit Scores
  • Employment Information
  • Income
  • Payment Information

When you are no longer our member, we continue to share your information as described in this notice.
How? All financial companies need to share members' personal information to run their everyday business.

In the section below, we list the reasons financial companies can share their members' personal information:
 
  • The reasons Cochran County Schools Federal Credit Union chooses to share;
  • And whether you can limit this sharing.
Reasons we can share your personal information Does Cochran County Schools Federal Credit Union share? Can you limit this sharing?
For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus Yes No
For our marketing purposes — to offer our products and services to you Yes No
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes — information about your transactions and experiences No We don't share
For our affiliates' everyday business purposes — information about your creditworthiness No We don't share
For our affiliates to market to you No We don't share
For non-affiliates to market to you No We don't share
What we do?
How does Cochran County Schools Federal Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Cochran County Schools Federal Credit Union collect my personal information? We collect your personal information, for example, when you:
  • Open an account or give us your income information,
  • Provide employment information or apply for financing,
  • Or give us your contact information.
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only:
  • Sharing for affiliates' everyday business purposes — information about your creditworthiness,
  • Affiliates from using your information to market to you,
  • And sharing for non-affiliates to market to you.
State law and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.
  • Cochran County Schools Federal Credit Union has no affiliates.
Non-affiliates Companies not related by common ownership or control. They can be financial and non-financial companies.
  • Cochran County Schools Federal Credit Union does not share with our non-affiliates so they can market to you.
Joint Marketing A formal agreement between non-affiliated financial companies that together market financial products or services to you.
  • Cochran Count Schools Federal Credit Union does not jointly market.